Hi, Hullodare!Some quick thoughts on this...
First off, you are much better off without the hover buttons. They not only are slower to load and don't show the "hand", they also will periodically crash browsers.
I like the plain design, yet it still is crying out for some color. Consider making the cross a golden yellow -- it'll work well with the current colors and photos.
The "pastor" page I would use as the home page. Add the names of the Pastor and Organist into the text, besides being in the graphic.
For the navigation, keep all the page names on each page. The image for the page being viewed could be done in that same gold color.
Linda
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